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Be careful of any predatory lenders.
Subprime mortgages disappeared following the financial crisis, but now they are coming back, with huge demand from both borrowers and investors.
https://www.ajc.com/news/national/california-sheriff-killing-suspects-better-financially-than-wounding-them/DQn1R1UZFgR2CGRHM4UseL/
Kern County Sheriff Donny Youngblood made the statement in a 2006 video shot during his first campaign for office.